Are Your Retirement Savings Really Safe? Inside Insurance Ratings, Fixed Annuities, and What Retirees Need to Know in 2026

Retirement savings safety guide 2026 showing couple reviewing annuity statement with insurance company ratings AM Best Moodys S&P Global and Fitch displayed for fixed annuity protection

Last spring, a financial advisor in Ohio told me about a phone call he still thinks about. A client in her late sixties had just opened her annuity statement, seen the guaranteed income figure printed at the bottom, and called him in a slight panic with a question nobody had ever really answered for her: … Read more